Publications

Brussels, 31 March 2026The European Forum of Deposit Insurers and Investor Compensation Schemes (EFDI) held a successful meeting of its Public Relations and Communication (PRC) Committee on 30–31 March 2026 at the EFDI premises in Brussels, with participation both in person and remotely.The meeting was opened by Sylvie Godron-de Maintenant, Leader of the PRC Committee (Fonds de Garantie des Dépôts

We are delighted to announce that the Investment Compensation Scheme (ICS) of Slovakia/ Garančný Fond Investícií (GFI), has been admitted as a new Associate Member of the European Forum of Deposit Insurers (EFDI) as from 11 March.GFI, established in 2003 as the official Investor Compensation Scheme of Slovakia, operates pursuant to Directive 97/9/EC on investor‑compensation schemes and Slovakian A

Dear EFDI Members and Colleagues,Following the announcement of our 2026 Annual General Meeting and International Conferences during the Madrid AGM, we’re pleased to announce that registration is now open for the EFDI 2026 Annual General Meeting and the DGS & ICS International Conferences, which will take place in Bucharest, Romania, from 9 to 13 June 2026.Hosted by our colleagues from the Romanian

The European Forum of Deposit Insurers (EFDI) successfully held its Joint Meetings of the STWG and FinTech WGs on 4 and 5 March 2026 at the EFDI Offices in BrusselsThe meetings served as an important platform for dialogue, knowledge exchange, and strengthening cooperation across Europe’s financial safety-net community to discuss key developments in stress testing, crisis preparedness, cybersecurit

Dear Colleagues,The European Forum of Deposit Insurers (EFDI) is pleased to announce a dedicated online event presenting its newly published Research Paper on the Assessment of DGSs’ Contingent Liabilities. Date and time: Wednesday, 15 April 2026, 15:00-15:45 CET.Read the paper here.This paper provides an in-depth examination of how Deposit Guarantee Schemes (DGSs) assess potential and contingent

EFDI EU Joint Working Group Meetings in Brussels Brussels, 25 February 2026The European Forum of Deposit Insurers (EFDI) successfully concluded two days of high‑level Joint EU Working Group Meetings on 19–20 February 2026 in Brussels, bringing together an exceptionally large number of participants from across Europe. The meetings were held at the premises of the Belgian Deposit Guarantee Scheme (D

The European Forum of Deposit Insurers (EFDI) is pleased to extend its sincere thanks to Guy Enright, Recoveries Finance Manager at the Financial Services Compensation Scheme, for joining EFDI's Coffee Club session on 12 February and delivering an insightful presentation on the latest developments in the UK deposit protection framework.Guy provided a clear and timely overview of three major FSCS u

The European Forum of Deposit Insurers – Association of European Deposit Guarantee Schemes and Investor Compensation Schemes European Forum of Deposit Insurers (EFDI) is pleased to announce the publication of its new paper examining the implementation, operational challenges, and real‑life functioning of Temporary High Balance (THB) payouts within the EU deposit guarantee framework.THBs are a key

The EFDI Risk Management Working Group (RMWG) met on 2 February 2026 in Podgorica, Montenegro, thanks to the kind hospitality of the Deposit Insurance Fund- Montenegro (FZD) bringing together participants on‑site and remotely for a full day of structured discussions on ESG and Artificial Intelligence.The meeting opened with remarks by Snezana Ivanovic, together with Co‑Leaders Melinda Friesz and O

The European Forum of Deposit Insurers (EFDI) is pleased to present a new research paper examining the use of contingent liability assessments among Deposit Guarantee Schemes (DGSs) in Europe.Under Article 10(1) of the Deposit Guarantee Scheme Directive (DGSD), DGSs are required to have adequate systems in place to determine their potential liabilities, and to ensure that available funds are propo

The European Forum of Deposit Insurers (EFDI) extends its sincere gratitude to the Finnish Investor Compensation Scheme for hosting the Investor Compensation Scheme (ICSWG) annual meeting in Helsinki on 2 December 2025.The meeting agenda covered key topics, including:Updates from the Associate Members Observer (AMO) Mr Ignacio Santillan and EFDI Secretary General Mr Carlos Colao.Presentation of in

Dear EFDI Members,Before the year comes to a close, we are delighted to share with you the new edition of the EFDI Newsletter – Issue No. 30!As many of you prepare for the festive season, we hope this serves as an enjoyable and useful overview of EFDI’s work in 2025 and the priorities ahead.Please feel free to share the newsletter with colleagues and other interested parties using the "Share News"

Brussels, 28th November 2025The European Forum of Deposit Insurers (EFDI) is pleased to announce the publication of Paper 3: Potential Improvements to EU ICS Regulatory Framework, a comprehensive analysis aimed at strengthening the resilience and effectiveness of Investor Compensation Schemes (ICS) across the European Union.This paper addresses key areas for improvement in the EU regulatory framew

The German Savings Banks Association (DSGV) kindly hosted by at its Berlin premises the European Forum of Deposit Insurers’ (EFDI) two key working group meetings successfully led by Mr José María Fernández (Leader of the Stress Test Working Group) and by Mr Christian Helwig and Mr Alessio Greco (Co-Leaders of the Fintech Working Group).Stress Test Working Group (STWG) – 13 NovemberThe STWG meeting

GFSC - Gibraltar Financial Services Commission - Home successfully hosted the 22nd AMES (Affiliation of Micro European States) meeting in Gibraltar on 6th November, at the Gibraltar Finance Centre.AMES was also officially established as a Working Group of EFDI in November 2018 following EFDI Annual General Meeting in Sarajevo. It promotes and facilitates the members’ Deposit Guarantee Schemes  and

Brussels, 12 November 2025The European Forum of Deposit Insurers (EFDI) announces a leadership transition within its Risk Management Working Group (RMWG). Mr Loïc Trintignac has stepped down from his role as Co-Leader of the RMWG. EFDI expresses its sincere gratitude to Loïc for his dedication, expertise, and valuable contributions to the Working Group over the years.We are pleased to announce tha

Dear Colleagues,Please note that our EFDI 2026 Annual General Assembly and the DGS & ICS International Conferences will take place in Bucharest.The event will be hosted by our esteemed colleagues from the Romanian Bank Deposit Guarantee Fund (FGDB) on the occasion of its 30th anniversary.The dates are:Tuesday, 9 June to Friday, 12 June 2026Optional excursion day: Saturday, 13 June 2026The attached

The European Forum of Deposit Insurers (EFDI) successfully concluded its EU Committee Meeting, held on 16–17 October at the Hungarian Central Bank Supervisory Centre in Budapest. The event was graciously hosted by the National Deposit Insurance Fund of Hungary (NDIF) The two-day event gathered experts and representatives from across Europe to discuss key developments in deposit insurance, investor

The European Forum of Deposit Insurers (EFDI) held its Public Relations and Communication (PRC) Committee meeting on 9–10 October 2025, graciously hosted by the Deposit Protection Fund (FZD) of Montenegro.The event commenced with a welcome dinner near the city of Podgorica, followed by a full-day working session the day after. The meeting brought together communication experts and leaders from acr

Brussels,  8 October 2025The European Forum of Deposit Insurers (EFDI) is pleased to welcome Vilma Rosa León-York as a secondee, bringing with her over two decades of strategic experience in governance, compliance, and risk management across international and public sectors.Vilma is a seasoned consultant with deep expertise in crisis management frameworks, particularly in deposit insurance and res