Publications

EFDI is pleased to publish a new Banking Union Working Group (BUWG) paper: “Effectiveness of Deposit Insurance, Competitiveness and Institutional Diversity in the Banking Union”.Approved by the EFDI EU Committee at its meeting in Bucharest on 10 June 2026, the paper reflects the collective input and experience of deposit insurers from across Europe. The paper examines the implications of the CMDI

Brussels, 1 July 2026The European Forum of Deposit Insurers and Investor Compensation Schemes (EFDI) is pleased to announce that the members of the EU Management Executive have appointed Mr Daniel Nový as Co-Leader of the EFDI Cross-Border Working Group (CBWG).Mr Nový will co-lead the Working Group, supporting the continued development of cooperation among EFDI members on cross-border matters.The

Dear EFDI Members,We are pleased to share with you this year’s Special Edition of the EFDI Newsletter – Issue No. 31 – dedicated entirely to the Bucharest 2026 AGM!Feel free to share it with your colleagues and any other interested parties.For any questions or contributions to future issues, we remain available at [email protected] regards,The EFDI Secretariat

Bucharest, 10 June 2026  The European Association of Deposit Guarantee Schemes and Investor Protection Schemes (EFDI)  is pleased to announce the signing of a Memorandum of Understanding (MoU) with the Canadian Investor Protection Fund (CIPF).The MoU reinforces the strong relationship between EFDI and CIPF and represents an important milestone in EFDI´s international cooperation and reflects the s

Bucharest, 11 June 2026The European Forum of Deposit Insurers- Association of European Deposit Guarantee Schemes and Investor Compensation Schemes- (EFDI) is pleased to announce the election of its new leadership following the decisions taken by the General Assembly during the EFDI Annual General Meeting held in Bucharest, Romania, on 11 June 2026.The newly elected representatives bring extensive

A wonderful group photo from the EFDI 2026 AGM and International Deposit Guarantee Schemes (DGS) & Investor Compensation Schemes (ICS) International Conferences in Bucharest! This image reflects what EFDI is all about: cooperation, knowledge-sharing and a strong community of professionals committed to protecting depositors and investors across Europe and beyond.We would also like to express our he

Florence, 22–23 April 2026The European Forum of Deposit Insurers (EFDI) successfully held its EU Committee Meeting on 22 and 23 April 2026 in Florence thanks to the kind hospitality of the Fondo di Garanzia dei Depositanti (FGDCC).The meeting took place immediately following the publication of the revised EU Crisis Management and Deposit Insurance (CMDI) framework on 20 April, making the discussio

Brussels, 31 March 2026The European Forum of Deposit Insurers and Investor Compensation Schemes (EFDI) held a successful meeting of its Public Relations and Communication (PRC) Committee on 30–31 March 2026 at the EFDI premises in Brussels, with participation both in person and remotely.The meeting was opened by Sylvie Godron-de Maintenant, Leader of the PRC Committee (Fonds de Garantie des Dépôts

We are delighted to announce that the Investment Compensation Scheme (ICS) of Slovakia/ Garančný Fond Investícií (GFI), has been admitted as a new Associate Member of the European Forum of Deposit Insurers (EFDI) as from 11 March.GFI, established in 2003 as the official Investor Compensation Scheme of Slovakia, operates pursuant to Directive 97/9/EC on investor‑compensation schemes and Slovakian A

Dear EFDI Members and Colleagues,Following the announcement of our 2026 Annual General Meeting and International Conferences during the Madrid AGM, we’re pleased to announce that registration is now open for the EFDI 2026 Annual General Meeting and the DGS & ICS International Conferences, which will take place in Bucharest, Romania, from 9 to 13 June 2026.Hosted by our colleagues from the Romanian

The European Forum of Deposit Insurers (EFDI) successfully held its Joint Meetings of the STWG and FinTech WGs on 4 and 5 March 2026 at the EFDI Offices in BrusselsThe meetings served as an important platform for dialogue, knowledge exchange, and strengthening cooperation across Europe’s financial safety-net community to discuss key developments in stress testing, crisis preparedness, cybersecurit

Dear Colleagues,The European Forum of Deposit Insurers (EFDI) is pleased to announce a dedicated online event presenting its newly published Research Paper on the Assessment of DGSs’ Contingent Liabilities. Date and time: Wednesday, 15 April 2026, 15:00-15:45 CET.Read the paper here.This paper provides an in-depth examination of how Deposit Guarantee Schemes (DGSs) assess potential and contingent

EFDI EU Joint Working Group Meetings in Brussels Brussels, 25 February 2026The European Forum of Deposit Insurers (EFDI) successfully concluded two days of high‑level Joint EU Working Group Meetings on 19–20 February 2026 in Brussels, bringing together an exceptionally large number of participants from across Europe. The meetings were held at the premises of the Belgian Deposit Guarantee Scheme (D

The European Forum of Deposit Insurers (EFDI) is pleased to extend its sincere thanks to Guy Enright, Recoveries Finance Manager at the Financial Services Compensation Scheme, for joining EFDI's Coffee Club session on 12 February and delivering an insightful presentation on the latest developments in the UK deposit protection framework.Guy provided a clear and timely overview of three major FSCS u

The European Forum of Deposit Insurers – Association of European Deposit Guarantee Schemes and Investor Compensation Schemes European Forum of Deposit Insurers (EFDI) is pleased to announce the publication of its new paper examining the implementation, operational challenges, and real‑life functioning of Temporary High Balance (THB) payouts within the EU deposit guarantee framework.THBs are a key

The EFDI Risk Management Working Group (RMWG) met on 2 February 2026 in Podgorica, Montenegro, thanks to the kind hospitality of the Deposit Insurance Fund- Montenegro (FZD) bringing together participants on‑site and remotely for a full day of structured discussions on ESG and Artificial Intelligence.The meeting opened with remarks by Snezana Ivanovic, together with Co‑Leaders Melinda Friesz and O

The European Forum of Deposit Insurers (EFDI) is pleased to present a new research paper examining the use of contingent liability assessments among Deposit Guarantee Schemes (DGSs) in Europe.Under Article 10(1) of the Deposit Guarantee Scheme Directive (DGSD), DGSs are required to have adequate systems in place to determine their potential liabilities, and to ensure that available funds are propo

The European Forum of Deposit Insurers (EFDI) extends its sincere gratitude to the Finnish Investor Compensation Scheme for hosting the Investor Compensation Scheme (ICSWG) annual meeting in Helsinki on 2 December 2025.The meeting agenda covered key topics, including:Updates from the Associate Members Observer (AMO) Mr Ignacio Santillan and EFDI Secretary General Mr Carlos Colao.Presentation of in

Dear EFDI Members,Before the year comes to a close, we are delighted to share with you the new edition of the EFDI Newsletter – Issue No. 30!As many of you prepare for the festive season, we hope this serves as an enjoyable and useful overview of EFDI’s work in 2025 and the priorities ahead.Please feel free to share the newsletter with colleagues and other interested parties using the "Share News"

Brussels, 28th November 2025The European Forum of Deposit Insurers (EFDI) is pleased to announce the publication of Paper 3: Potential Improvements to EU ICS Regulatory Framework, a comprehensive analysis aimed at strengthening the resilience and effectiveness of Investor Compensation Schemes (ICS) across the European Union.This paper addresses key areas for improvement in the EU regulatory framew